1. 1305 POINTS
    Neil Steinman
    Owner, Orange County Health & Life Insurance,
    Let me expound on your question... Why don't people get car insurance, or life insurance or long-term-care insurance? Some people may believe they're invulnerable, or that they can't afford the coverage, or they simply don't want to think about it.  My suggestion to those people is to NOT  think about the day that you're purchasing insurance, but instead think about the day that you NEED the insurance. What will happen if there's a cancer diagnosis and you have no health insurance? Or if you pass away leaving your family without the ability to pay the rent or get the kids through college? Bottom line: In my opinion, there is NO good reason why people don't buy health insurance.
    Answered on May 9, 2014
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