Most health insurance policies will not cover any infertility treatments of any type. Even fewer will cover IVF. Fifteen states have insurance mandates which require certain health plans to cover infertility. Nine of those state mandate include coverage for IVF.
Since most of these mandates apply to group plans, the in situs state of the employer is more important than the state where you live. If your employer is headquartered in a state with an IVF mandate, then your odds are better.
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Since most of these mandates apply to group plans, the in situs state of the employer is more important than the state where you live. If your employer is headquartered in a state with an IVF mandate, then your odds are better.