1. 5527 POINTS
    Marlin McKelvy
    President, Consumer Directed Benefit Solutions, Memphis, Tennessee
    If you live in Tennessee, Arkansas or Mississippi give me a call or e-mail me and I'll help you out. This is becoming a mantra with me so here it goes - seek out an experienced health insurance agent and have them review your situation and your options both inside and outside of the government health insurance marketplaces.

    Of course, you can go to some online web sites and there's always HealthCare.gov that is supposed to make purchasing health insurance so simple. However, ObamaCare, whether you love it or hate it, has done many things but making understanding what you are buying simpler for the average consumer is not one of them. There are many, many fine points regarding provider networks, how the consumer can access care, how different health care services are covered from one product to another, what prescription drugs are covered and how, that even when they are technically explained on a web site the consumer either doesn't understand the terminology or just rushes past these important factors while focusing on a few bullet points and the monthly premium. I've met entirely too many people this year who have come to regret the purchasing decision they made on their own and only learned the consequences of once they needed to use their coverage. So, don't be that person. It doesn't cost you anymore to use the services of a health insurance agent and you are making a decision that could literally have major implications for your personal and financial well being. Why wouldn't you seek out professional advice?
    Answered on October 31, 2014
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