What Qualifies As Self Employed Health Insurance?

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   Ted Ratliff

   Owner, SFS Associates,

   Most people who are self employed need to pick up an individual policy.  This would be considered a self employed health insurance policy.  There is no set difference or requirements between a person who is employed and has to pick up his own insurance or a self employed person.  There could be a difference as far as tax being deductible since a self employed person will usually file a Schedule C.  An HSA qualified plan is a great way to purchase health insurance if you are self employed due to the tax advantages.  Ask your tax adviser.

   Answered on June 22, 2013

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