The best type of health insurance really depends on your circumstances.
For example, generally healthy individuals with additional cash on hand are often best suited by High Deductible Health Insurance Plans as they can cover the high deductible if in the rare chance they should require considerable health care. The deductible acts as a stop loss against their total risk of expense exposure.
Individuals with less cash on hand, and or those with medical conditions that require more frequent trips to the doctor are generally better suited by Managed Health Care systems like Heath Maintenance Organizations or Preferred Provider Organizations with low deductibles and/or co-pays.
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For example, generally healthy individuals with additional cash on hand are often best suited by High Deductible Health Insurance Plans as they can cover the high deductible if in the rare chance they should require considerable health care. The deductible acts as a stop loss against their total risk of expense exposure.
Individuals with less cash on hand, and or those with medical conditions that require more frequent trips to the doctor are generally better suited by Managed Health Care systems like Heath Maintenance Organizations or Preferred Provider Organizations with low deductibles and/or co-pays.