1. 125 POINTS
    That is an excellent question! The purpose of health insurance is two fold - to protect you now, in case of something bad happening to you, and to provide for the opportunity for check ups and preventative procedures to reduce the risk of something bad happening in the future. If you are healthy now, the preventative stuff can help keep you that way, and since the Affordable Care Act (Obamacare) makes it possible for very cheap policies, it is well worth doing. Thanks for asking!
    Answered on June 3, 2014
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    The need for health insurance? I will answer your question with original content that has never been posted elsewhere.

    You need health insurance to protect you if you suffer an illness, injury, or other medical condition that you can not pay out-of-pocket. Of course, hopefully, you will remain healthy and never have to use coverage!
    Answered on June 18, 2014
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