I am glad that this question was asked. Now that the Affordable Care Act is in force you will be able to buy individual insurance that will cover maternity even if you are already pregnant. Prior to Jan. 1, 2014 it was virtually impossible to find an individual policy to cover that. It was mostly found in a Group Health Insurance Plan from your employer.
As long as you stick with one of the major insurance companies you will be fine. I would shop around and find the plan that makes sense to you but no matter who you but it from as long as it is a qualified health plan then the policy has to cover the 10 essential health care requirements. All you must figure out is deductible and coinsurance. If you pay a higher premium per month then you will have low or no deductibles, If you want a lower monthly payment then you may have higher copay's and deductibles at the time of service.
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As long as you stick with one of the major insurance companies you will be fine. I would shop around and find the plan that makes sense to you but no matter who you but it from as long as it is a qualified health plan then the policy has to cover the 10 essential health care requirements. All you must figure out is deductible and coinsurance. If you pay a higher premium per month then you will have low or no deductibles, If you want a lower monthly payment then you may have higher copay's and deductibles at the time of service.