Unless you are an engineer talking about a physical bridge (excuse the poor attempt at humor) I suspect you are asking about what is commonly referred to as gap insurance in our industry. As the deductibles and out-of-pocket maximums on many individual and group health insurance plans have grown increasingly larger over the years this had led to much greater financial exposure to policy holders. Even under ObamaCare you can have a plan with a deductible in excess of $6000 before your coverage kicks in.
Gap policies are supplemental insurance policies designed to pay a portion of or all of this increased financial exposure. They come in a variety of forms so the consumer needs to examine these policies closely to make sure they purchase a Gap plan that best fits with their major medical plan's benefit features.
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Gap policies are supplemental insurance policies designed to pay a portion of or all of this increased financial exposure. They come in a variety of forms so the consumer needs to examine these policies closely to make sure they purchase a Gap plan that best fits with their major medical plan's benefit features.