President | Founder, CLM Insurance Group, Delray Beach, FL
PPO refers to a preferred provider organization, which is simply a network of physicians, hospitals, treatment centers and other providers and facilities that have pre negotiated rates for services rendered. As the back bone of all Major Medical Health Insurance in our country a quality plan should also have a quality PPO Network attached to it.
When you use the services of a par provider (one that is in the network) your costs are lower than they would be if you used a non-par provider.
PPO (Preferred Provider Network) is a common type of provider network.