Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey
PCP stands for Primary Care Physician. A person who is enrolled in an HMO as well as many POS plan must coordinate their medical treatments through their PCP. The PCP is also known as the "gatekeeper" because if one wishes to see a specialist they must first obtain a referral from their PCP. This is part of the way that managed care systems try to eliminate surpurflous expenditures, and streamline the quality of care.
PPO and other open-network plans generally have deductibles and higher upfront costs to discourage frivilous medical expenditures.
HMO's and other managed care systems have very low upfront costs but rely on ones Primary Care Physician to eliminate frivilous expenses.
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PPO and other open-network plans generally have deductibles and higher upfront costs to discourage frivilous medical expenditures.
HMO's and other managed care systems have very low upfront costs but rely on ones Primary Care Physician to eliminate frivilous expenses.