ASO means Administrative Services Only. A number of small and large companies partially self insure or self insure for their health insurance paying all claims up to a specfic dollar amount for each employee. They purchase stop loss insurance to cover large claims above a that specific dollar amount.
ASO means that the insurance carrier is only providing administrative services and providing a PPO network for the company that is self-insuring.
If your employer is self insured they are using a carrier or Third Part Administrator (TPA) to handle those services which is why it is ASO.
ASO means that the insurance carrier is only providing administrative services and providing a PPO network for the company that is self-insuring.
If your employer is self insured they are using a carrier or Third Part Administrator (TPA) to handle those services which is why it is ASO.