Is A Psychologist Covered By Health Insurance?

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   Fred Adams

   The HSA Expert, Health Revival, Athens, GA

   The short answer to this question is "some times."  Psychology is usually is covered by most health insurance plans, but not always.  It is also important to note that most insurance policies will have a limit on the number of visits that are covered each year, and that not all psychologists accept all health insurance policies.  Before seeking care from a psychologist, you should make sure they accept your personal health insurance policy, and also contact your insurance provider or consult your policy to find out if there are any limits on the number of visits covered each calendar year.  Some companies may also require you to see your primary care doctor in order to receive a referral to see a psychologist.
   
   If you do not yet have health coverage, I would encourage you to consult an independent licensed, certified health insurance agent that can review your situation and make a recommendation on which policy would be best for you based on your personal needs.

   Answered on April 13, 2014

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