How Will Health Insurance Change In 2014?

  1. 1305 POINTS
    Neil Steinman
    Owner, Orange County Health & Life Insurance,
    I don't think anybody has the answer to that question. My assumption is that the benefits won't change much for 2 reasons: 1) The Affordable Care Act mandated certain benefits - so those have to stay 2) The other non-mandated benefits have always been a part of health insurance (hospitalization, ER, Dr Visits, etc).  Open enrollment starts Nov 15, 2014 - so you can find out from your broker/agent then. I wonder how much the premiums will change. Seemingly they would go up since not enough "young & healthy" people applied for coverage to offset the claims made by everybody else. However, I understand that the carriers will have to determine 2015 rates before they have all the data. So it's anybody's guess.
    Answered on May 8, 2014
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