Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Under the new Affordable Care Act, you can not be declined for health insurance for any medical-related conditions. Each policy is required to cover 10 essential health benefits - one of these essential benefits is maternity care.
You can apply for a health insurance plan during the annual enrollment period - you can only secure coverage outside of this window if you qualify for a special enrollment period. Giving birth to a baby would be a qualifying event.
I always recommend consulting with an experienced broker to help you determine which carrier and which health plan will best serve your needs and your budget. Please let me know if I can be of further assistance. Thanks very much.
You may be able to get coverage through Medicaid. There are no open enrollment period restrictions for this program. However there are needs based criteria which are often extended for pregnant women. Each state has very different rules for who qualifies. Contact the Medicaid office in your county to see if you qualify.
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You can apply for a health insurance plan during the annual enrollment period - you can only secure coverage outside of this window if you qualify for a special enrollment period. Giving birth to a baby would be a qualifying event.
I always recommend consulting with an experienced broker to help you determine which carrier and which health plan will best serve your needs and your budget. Please let me know if I can be of further assistance. Thanks very much.