First, check with your college's office of student affairs or administration and see if they have a student health insurance plan. Due to the requirements of ObamaCare many of these plans have been cancelled or are being phased out but some do still exist.
Next, you can be covered as a dependent on your parent's health insurance policy until age 26 so if you have recently lost or will be losing coverage when you start school you could possibly be added onto their plan.
Regarding true major medical individual health insurance you are pretty well locked out until the next open enrollment period starting on November 15th and the earliest you could be covered would be January 1, 2015. This is unless you have what is called a change of life status event (marriage, divorce, child birth or adoption, losing other coverage) in which case you have a 60-day time frame to apply for individual health insurance coverage.
If you are in good health and coverage for any pre-existing health conditions is not a major concern for you then the best solution for immediate coverage would be to apply for a short term medical insurance policy. These policies are pretty affordable and depending upon the insurance carrier they may issue a policy that runs for a period just short of one year and you can often reapply for coverage. If you reside in Tennessee, Arkansas or Mississippi contact me and I'll be happy to help you out with this. If you reside in another state seek out a health insurance broker or go online and do a search for Short Term Medical. Assurant Health and United Healthcare/Golden Rule have pretty good short term policies and, of course, you would want to check with the Blue Cross/Blue Shield plan in your state.
Other than Medicaid that pretty well sums up your options as a student.
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Next, you can be covered as a dependent on your parent's health insurance policy until age 26 so if you have recently lost or will be losing coverage when you start school you could possibly be added onto their plan.
Regarding true major medical individual health insurance you are pretty well locked out until the next open enrollment period starting on November 15th and the earliest you could be covered would be January 1, 2015. This is unless you have what is called a change of life status event (marriage, divorce, child birth or adoption, losing other coverage) in which case you have a 60-day time frame to apply for individual health insurance coverage.
If you are in good health and coverage for any pre-existing health conditions is not a major concern for you then the best solution for immediate coverage would be to apply for a short term medical insurance policy. These policies are pretty affordable and depending upon the insurance carrier they may issue a policy that runs for a period just short of one year and you can often reapply for coverage. If you reside in Tennessee, Arkansas or Mississippi contact me and I'll be happy to help you out with this. If you reside in another state seek out a health insurance broker or go online and do a search for Short Term Medical. Assurant Health and United Healthcare/Golden Rule have pretty good short term policies and, of course, you would want to check with the Blue Cross/Blue Shield plan in your state.
Other than Medicaid that pretty well sums up your options as a student.