Health insurance premiums vary considerably from plan to plan and individual to individual.
Your age, zip code, plan design, tobacco use, height and weight and general health will be factored in determining your final rate and total annual cost.
Obamacare will change a lot of this in 2014 when rates are expected to rise considerably. In some situations, individual major medical plan premiums will double or more.
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Health insurance rates are based on many factors, such as which state you reside in, your age, your health, your smoking status and of course, your age. Typically, the younger you are, the lower your premium.
There are also many different types of health insurance, including catastrophic, comprehensive, short-term and student options. Naturally, the type of policy you choose will greatly impact the premium that you pay.
In 2014 (Open Enrollment starts in October), you will not have to answer medical questions when you apply, and you may be eligible for a federal tax subsidy that reduces your rate...perhaps substantially. Policies (Platinum, Gold, Silver and Bronze) will be purchased through Exchanges (Marketplaces) in your state.
An experienced health insurance broker can give you expert and unbiased guidance and simplify the process for you. Assisting with plan selection is another important advantage of using a broker's help.
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Your age, zip code, plan design, tobacco use, height and weight and general health will be factored in determining your final rate and total annual cost.
Obamacare will change a lot of this in 2014 when rates are expected to rise considerably. In some situations, individual major medical plan premiums will double or more.
There are also many different types of health insurance, including catastrophic, comprehensive, short-term and student options. Naturally, the type of policy you choose will greatly impact the premium that you pay.
In 2014 (Open Enrollment starts in October), you will not have to answer medical questions when you apply, and you may be eligible for a federal tax subsidy that reduces your rate...perhaps substantially. Policies (Platinum, Gold, Silver and Bronze) will be purchased through Exchanges (Marketplaces) in your state.
An experienced health insurance broker can give you expert and unbiased guidance and simplify the process for you. Assisting with plan selection is another important advantage of using a broker's help.