1. 475 POINTS
    Barry Cohn
    President, RGEB Employee Benefits, Los Angeles
    Although this seems like a simple question there are a lot of variables:



    Where does the 20 year old live?
    How does he/she use health care?
    What type of health insurance, HMO or PPO?
    What metal tier? Bronze, Gold, Silver or Platinum

    The best way to answer your question is to suggest that you talk to a licensed and certified health insurance agent. The agent will ask you a number of questions and obtain quotes from various health insurance carriers.

    The simple answer is health insurance should cost between $200 and $350 a month.
    Answered on August 1, 2014
  2. 5527 POINTS
    Marlin McKelvy
    President, Consumer Directed Benefit Solutions, Memphis, Tennessee
    there is no universal answer to your question.  The monthly premium for a 20 year old will vary from state to state, vary based upon the health plan design you enroll in, and in the individual market could also be impacted by whether you are a tobacco user.

    With those caveats, a ballpark estimate in mid-2014 for the monthly premium for a 20 year old non-smoker would be somewhere in the $90's to $175 range.
    Answered on August 1, 2014
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