Individual Health insurance rates can vary quite a bit. Rates for a national carrier will differ by state - sometimes dramatically based on a number of factors, including state regulations & requirements, along with claims activity in a given region. Once those "standard" rates are calculated, the carrier offers rates that are age banded, and those will vary based on deductible levels chosen, as well as, other features provided with a plan. Lastly, your health history will determine the final rate offered. If you are very healthy - most likely you'd get the standard or "quoted" rate.
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You can buy a single health insurance plan for as little as...well....0 dollars! Yes, that's right. With the new ACA (Obamacare) legislation, a federal subsidy is available that is based on your household income.
Depending on that amount, it is possible that your subsidy could exceed the cost of your policy.
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Depending on that amount, it is possible that your subsidy could exceed the cost of your policy.