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Health insurance functions relatively easily. The consumer pays premiums for a specified (in writing) set of benefits. When the insured (individual or family) incurs medical expenses, if they are covered, treatment is given by a provider (usually in a Network) and eventually a claim is submitted.
An insurance company determines what amount should be paid (remember...a deductible may apply), and pays the provider.
The insured can apply for many levels of coverage depending upon their budget. An experienced broker is a great resource to contact or a reputable website where live quotes are often available.
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An insurance company determines what amount should be paid (remember...a deductible may apply), and pays the provider.
The insured can apply for many levels of coverage depending upon their budget. An experienced broker is a great resource to contact or a reputable website where live quotes are often available.