Health insurance can only be verified by contacting a policy holders insurance company to confirm a policy remains active. The simple fact of someone carrying an insurance card can not be taken as verification they are covered, let alone how their benefits may work, or what portion of a bill the patient should be responsible for paying.
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
You will need to contact your insurance company and confirm the policy is in force (active). There should be a customer service number on your insurance card that you can call to verify the policy is active and you are covered. They'll likely ask you for your name and other identifying information (e.g. policy number, social security number, date of birth, etc.) - they can only release the information to the policyowner (in health insurance this is generally also the insured - if not the insured, it's the spouse or another family member - seen more commonly in group plans).
Your agent can also verify this information for you as well.
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Your agent can also verify this information for you as well.