1. 11498 POINTS
    Jason Goldenzweig
    Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
    Health insurance is not free. There is a premium required on every policy. However, under the new Affordable Care Act, you may be able to qualify for a subsidy if certain conditions are met (the primary being your income level). If you are trying to secure a subsidy to use towards your health insurance premiums, you will need to buy a health plan ON the health insurance exchanges. Subsidies can't be used towards off exchange health plans.

    An agent/broker can work with you to find the plan that finds the proper balance of meeting your budget and the desired coverage you want to have.
    Answered on March 30, 2014
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