Does Health Insurance Have To Cover Mental Health?

  1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! The Affordable Care Act (Obamacare) has as one of its provisions the mandatory inclusion of mental health coverage. It makes things like depression screenings, and substance abuse treatments available, along with many other services. It also keeps insurers from using mental health issues as pre-existing conditions and denying you coverage. Regardless of how you feel politically about the Affordable Care Act, to those with mental health issues, it has been a blessing. The policies offered under the Government exchange (www.healthcare.gov) are required to cover at least some mental health care treatments. I hope that helps, thanks for asking!
    Answered on October 20, 2014
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