The answer to your question will vary from insurance carrier to insurance carrier. While smoking cessation program coverage has become almost standard in health insurance policies, the approved methods and medications are determined by each health insurance carrier. As such, there is no simple, Yes or No answer to your question. You will need to check with your insurance carrier to determine what your plan with them covers and the steps you need to take to have your efforts to stop smoking covered.
In general terms, nicotine patches seem to be more favored by health insurance carriers than nicotine gum. Also, there are several prescription medications that are approved for smoking cessation and are generally covered under the pharmacy benefit of most health insurers.
The answer to your question will vary from health insurance carrier to health insurance carrier and may also be determined by whether your employer's coverage is self-funded and they have made a determination about the coverage of nicotine gum. Coverage for smoking cessation programs has almost universally been adopted by health insurance carriers for its obvious positive effects on the health of their members. However, what treatments and medications they will cover for smoking cessation are determined by each insurance carrier and are not uniform across the industry.
You should check with your health insurance provider's customer service department to get more detailed information about what your coverage is in this regard. My general experience is that the nicotine patch is more likely to be covered than nicotine gum. Also, there are several prescription medications that are available for use in smoking cessation and you may find that some or all of these are covered by your health insurance.
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In general terms, nicotine patches seem to be more favored by health insurance carriers than nicotine gum. Also, there are several prescription medications that are approved for smoking cessation and are generally covered under the pharmacy benefit of most health insurers.
You should check with your health insurance provider's customer service department to get more detailed information about what your coverage is in this regard. My general experience is that the nicotine patch is more likely to be covered than nicotine gum. Also, there are several prescription medications that are available for use in smoking cessation and you may find that some or all of these are covered by your health insurance.