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Health insurance plans purchased as "Exchange" coverage during Open Enrollment or an SEP, covers maternity. This was one of the new required benefits that was deemed a mandate by Obamacare.
Although catastrophic and non-Exchange short-term (non-compliant) plans do not cover maternity, they are low cost options that can also be considered.
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
If you purchased an "obamacare" health plan, marternity care is one of the 10 essential health benefits that individual plans must cover. This includes care women receive during labor, delivery, and post-delivery as well as pre-natal care during pregnancy.
Make sure to check what your plan does and does not cover if you're unsure. You can also contact your agent or the carrier directly to get specific plan information.
Please feel free to contact me if you have any other questions. Thanks very much.
Although catastrophic and non-Exchange short-term (non-compliant) plans do not cover maternity, they are low cost options that can also be considered.
Make sure to check what your plan does and does not cover if you're unsure. You can also contact your agent or the carrier directly to get specific plan information.
Please feel free to contact me if you have any other questions. Thanks very much.