Most health insurance plans will cover preventive care, including flu shots. Some plans will have restrictions on immunizations and will only cover these shots if you are under age 6.
Optional immunizations for older children and adults may not be covered by your plan. Many plans will cover flu shots if you are in a high risk group. High risk individuals include children, elderly and those with compromised immune systems.
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The Affordable Care Act (Obamacare) mandated many preventive benefits for adults and children, including flu shots. Typically, any deductible, copay or coinsurance is waived for qualified preventive benefits. This would apply to both individual and group medical plans.
Before getting the shot, however, it is wise to quickly consult your agent/broker to verify your benefits for the specific shot you are receiving.
If you do not currently have health insurance, you can easily and quickly purchase a plan from an experienced broker or a reputable health insurance website that offers free online quotes with no obligation. Exchange plans will not require any medical questions to be answered.
Optional immunizations for older children and adults may not be covered by your plan. Many plans will cover flu shots if you are in a high risk group. High risk individuals include children, elderly and those with compromised immune systems.
Before getting the shot, however, it is wise to quickly consult your agent/broker to verify your benefits for the specific shot you are receiving.
If you do not currently have health insurance, you can easily and quickly purchase a plan from an experienced broker or a reputable health insurance website that offers free online quotes with no obligation. Exchange plans will not require any medical questions to be answered.