Currently, most individual plans have limited psych benefits vs. group health plans which are typically richer in benefits.
That being said, dissociative identity disorder (DID) or MPD is a "questionable" diagnosis at best. The DSM code is 300.14, but even then there is disagreement within the psychiatric community about the illness.
There is a belief that some will try to fake the illness, so getting a carrier to agree with the diagnosis and certify the claim may be a challenge.
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That being said, dissociative identity disorder (DID) or MPD is a "questionable" diagnosis at best. The DSM code is 300.14, but even then there is disagreement within the psychiatric community about the illness.
There is a belief that some will try to fake the illness, so getting a carrier to agree with the diagnosis and certify the claim may be a challenge.