Does Aflac Have Health Insurance?
- 1575 POINTSview profileChristopher LawrenceInsurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New JerseyNo Aflac specializes in indemnity policies. These pay the policy holder a specified sum upon a qualifying event. I frequently will include Aflac's policies in a group health plan proposal they do serve a very valuable function just as a stand alone policy. However they are extremely effective in helping to manage costs while delivering high quality health plans.Answered on April 25, 2013flag this answer
- 12689 POINTSview profileTed RatliffOwner, SFS Associates,If you are looking for Major Medical then no. Aflacs policies are good supplements to a major medical plan but I would not rely on them as my only policy. They pay in addition to other insurance and are designed to help with extra expenses and deductibles but will not come close to paying the whole bill if you are admitted to the hospital.Answered on April 25, 2013flag this answer
- 95 POINTSview profileisrael arochoInsurance Agent, Aflac, Miami, FLAflac sells in indemnity policies. These policy's pay cash for qualifying event. Aflac is a great thing to have in addition to your medical coverage but is not meant to replace it.Answered on May 23, 2013flag this answer
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