Most student health plans provide limited benefits and are overpriced. For about the same premium you can usually get a true major medical plan.
Student health plans usually include benefits centered around the student health center and possibly an affiliation with a local hospital. Pre-existing conditions may not be covered at all or there will be a delay of up to 12 months before they are considered a covered expense.
Also the health policies have an expiration date, usually coinciding with the school year.
Dental benefits, if included, are most likely limited to treating injury to your teeth.
Owner, Wright Insurance Agency, Great Pittsburgh Area
It depends on the policy, but you can add it on to most policies. Some of the policies will have it included since most health plans are a "plan" that has set features including deductibles, copays, etc so look at all of the features and determine which fits what you need.
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Student health plans usually include benefits centered around the student health center and possibly an affiliation with a local hospital. Pre-existing conditions may not be covered at all or there will be a delay of up to 12 months before they are considered a covered expense.
Also the health policies have an expiration date, usually coinciding with the school year.
Dental benefits, if included, are most likely limited to treating injury to your teeth.