My sick sense of humor almost tempts me to say "No, real estate agents are specifically excluded from getting health insurance by law" but I won't do that.
Yes, you can get health insurance. What you do for a living has no bearing on your eligibility for health insurance, especially now that ObamaCare is in full effect regarding guaranteed issuance of policies.
In my experience, most real estate agents are self-employed/1099 contractor status people and not W2 employees of an agency. So, this probably means that you will need to get individual health insurance either through your state's government health insurance marketplace or outside of it. So, just like you would tell those "For Sale By Owner" folks, you need to seek out an experienced health insurance agent who can assist you in obtaining coverage. If you have been without health insurance for more than 60-days and haven't had what is called a "change of life status event" (marriage, divorce, childbirth/adoption, loss of other coverage) then you are in a time frame where you would be ineligible for enrollment in true major medical insurance until the next annual open enrollment period begins on November 15th, 2014 and the earliest your coverage could go into effect would be for January 1st, 2015. I hate to be the one to deliver this news but that is how ObamaCare works.
Your only coverage option to carry you through until then would be to take out a Short Term Medical insurance plan. There are a variety of short term medical plan options available. However, you need to be aware that short term medical plans do still use limited underwriting questions, can decline a person for coverage and they do not cover pre-existing conditions. Please feel free to contact me if you need advice or assistance in this matter.
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Yes, you can get health insurance. What you do for a living has no bearing on your eligibility for health insurance, especially now that ObamaCare is in full effect regarding guaranteed issuance of policies.
In my experience, most real estate agents are self-employed/1099 contractor status people and not W2 employees of an agency. So, this probably means that you will need to get individual health insurance either through your state's government health insurance marketplace or outside of it. So, just like you would tell those "For Sale By Owner" folks, you need to seek out an experienced health insurance agent who can assist you in obtaining coverage. If you have been without health insurance for more than 60-days and haven't had what is called a "change of life status event" (marriage, divorce, childbirth/adoption, loss of other coverage) then you are in a time frame where you would be ineligible for enrollment in true major medical insurance until the next annual open enrollment period begins on November 15th, 2014 and the earliest your coverage could go into effect would be for January 1st, 2015. I hate to be the one to deliver this news but that is how ObamaCare works.
Your only coverage option to carry you through until then would be to take out a Short Term Medical insurance plan. There are a variety of short term medical plan options available. However, you need to be aware that short term medical plans do still use limited underwriting questions, can decline a person for coverage and they do not cover pre-existing conditions. Please feel free to contact me if you need advice or assistance in this matter.