Can You Double Up On Health Insurance?
1380 POINTSview profileJames ElbaumPresident | Founder, CLM Insurance Group, Delray Beach, FLDoubling up on health insurance holds no benefit to the insured. The only way to add benefit to your existing health insurance program is to purchase supplement insurance plans that fill the gaps your plan doesn't cover. Popular supplement plans include accident and critical illness cash plans with benefit amounts at or above the out-of-pocket maximum of your health plan. Also, dental & vision insurance is an often sought supplement where most health plans don't provide benefits. Lastly, indemnity plans with 1st dollar benefits can be an asset to a high deductible health plan to cover the upfront costs associated with an illness.Answered on April 22, 2014flag this answer
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