Can The Government Force Us To Buy Health Insurance?

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   Jim Winkler

   CEO/Owner, Winkler Financial Group, Houston, Texas

   Great question! As an answer I'd say that I think every child at some point say's to their parent, "I don't want to, and you can't make me!". The end result is that while no one can make you do anything as a child, or as an adult, they can make it increasingly painful for you until you do as they asked. That is the case with health insurance. The Government can't make you buy it, but they can and will start penalizing you in increasing amounts until you do. There is a good reason for buying it, and another is this:  Doctors are required to treat everyone, insurance or not. As a result, everyone that does not have insurance gets some form of treatment, and the rest of us get the bill, in the form of higher prices we pay when we need help. By having some of these people take responsibility for their own costs, in theory, it lowers costs for the rest of us. And if you have coverage available in your workplace, you can always enroll in it, and not the public marketplaces, though I would advise you to compare prices and coverages  first. As to whether  the politics of the health insurance law is right or wrong, that is a matter of personal opinion, and I'll leave it at that. If I can help in any way, please contact me. Thanks for asking!

   Answered on April 17, 2014

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