President | Founder, CLM Insurance Group, Delray Beach, FL
No, your Brother can not add you onto his health insurance plan. Unless, for some reason he claims you as his dependent on his taxes. If that's the case he will be able to add you. T
The rule of thumb is that as long as you claim another family member on your taxes then you can all be on the same health insurance plan.
Co-Founder, TermInsuranceBrokers.com, Goldenzweig Financial Group, Las Vegas, Nevada
Your brother can only add you to his health insurance if he claims you as a dependent on his taxes. If he doesn't, then he wouldn't be able to add you to his plan.
Under the Affordable Care Act, health insurance plans are guaranteed issue, meaning you can't be declined for coverage due to a pre-existing condition or other health-related issue. So if your brother can't claim you as a dependent and a spouse doesn't have a group plan through the employer, you will need to look at an individual policy - these can be bought on or off the health insurance exchanges.
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The rule of thumb is that as long as you claim another family member on your taxes then you can all be on the same health insurance plan.
Under the Affordable Care Act, health insurance plans are guaranteed issue, meaning you can't be declined for coverage due to a pre-existing condition or other health-related issue. So if your brother can't claim you as a dependent and a spouse doesn't have a group plan through the employer, you will need to look at an individual policy - these can be bought on or off the health insurance exchanges.