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You will not go to jail for not having health insurance. You won't go to that "other place" either! Although owning health insurance (qualified ACA plans) is now law, the penalties do not include incarceration.
As an experienced health insurance broker (33 years!), this topic, although rarely discussed, is important. The non-compliance penalty is 1% of your household income, although there is also an alternative method.
So no...You're not going to jail. But get coverage anyhow. The subsidy may pay most of your premium. Quotes are free!
An experienced broker website instead of the .gov website will provide you with the EXACT SAME rates, but no delays or glitches, and a much better user experience. Consumers typically prefer utilizing a local experienced broker instead of a newly-trained customer service rep.
Great question! The answer is no, going to jail for not having insurance is just a scare tactic rumor. What will happen if you don't have a policy is that (unless you have a ton of money - and I mean a TON) if you have a medical issue, you will give an awful lot of that money to your healthcare providers. Then to add insult to injury, you will be assessed a penalty on your 2014 tax filing. It makes sense to go on the www.healthcare.gov website, see if you qualify to get a discounted rate, and purchase a policy. If you need help, please contact me, I'm always happy to help. Thanks for asking!
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As an experienced health insurance broker (33 years!), this topic, although rarely discussed, is important. The non-compliance penalty is 1% of your household income, although there is also an alternative method.
So no...You're not going to jail. But get coverage anyhow. The subsidy may pay most of your premium. Quotes are free!
An experienced broker website instead of the .gov website will provide you with the EXACT SAME rates, but no delays or glitches, and a much better user experience. Consumers typically prefer utilizing a local experienced broker instead of a newly-trained customer service rep.