1. 2777 POINTS
    Terry A. McCarthy, CLU, ChFC
    President, Insurance Associates Agency Inc., West Chester, OH
    I am not an attorney but I think it only makes sense to reserve an answer to a point after an investigation so the facts don't later exonerate you from responsibility. Our advice is always to show compassion for injured people but to avoid admitting fault until all the facts are known.
    Answered on February 1, 2015
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