Great question! Like it or hate it, the Affordable Care Act ("Obamacare") has done you a great blessing - coverage cannot be denied to you due to your previous health condition. You also will find that lifetime caps on coverage for you have disappeared also. I'd suggest that you try the exchanges first, and see if you qualify for a subsidy to help drop your insurance cost - another nice perk. Hope that helps! If you need more information, please feel free to contact me, I'm glad to help.Thanks for asking!
While the Affordable Care Act eliminated health based underwriting, there are limitations around when you can purchase your policy, and when you would expect the coverage to become effective.
The initial open enrollment period concluded on March 31, of 2014. If you have a pre-existing condition such as HPV you may have to wait until the next open enrollment. Plans purchased during this second open enrollment will be effective January 1, 0f 2015.
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The initial open enrollment period concluded on March 31, of 2014. If you have a pre-existing condition such as HPV you may have to wait until the next open enrollment. Plans purchased during this second open enrollment will be effective January 1, 0f 2015.