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Your spouse can be added to your health insurance policy or you can have a separate policy issued if it makes financial sense.
Keep in mind that Open Enrollment is active for only a few months per year. Unless you have a qualified life event, if your spouse is uninsured, he/she may have to either wait for the next Open Enrollment period to buy coverage , or simply apply for a short-term plan (which is typically very inexpensive).
Consulting an experienced broker would help you understand the best options and find the lowest rates. That's our job!
In many circumstances, yes. If you just married, contact your HR department or your insurance company and let them know about your change in status within 90 days and they will provide you with the forms to add him. If he just lost coverage, make sure to get a letter with this information and again provide it to the proper people. If you don't qualify for a special enrollment period though, you will have to wait until the next open enrollment period. If you receive your insurance through work, ask them when this is. If you have individual insurance, the open enrollment period begins November 15
You can add your spouse to your health insurance. You can do this at initial enrollment or open enrollment. Other than those two times, you must have a "qualifying event" to add your spouse. Some of these would be marriage, birth of a child, adoption of a child or involuntary loss of coverage like loss of a job that provided health benefits.
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Keep in mind that Open Enrollment is active for only a few months per year. Unless you have a qualified life event, if your spouse is uninsured, he/she may have to either wait for the next Open Enrollment period to buy coverage , or simply apply for a short-term plan (which is typically very inexpensive).
Consulting an experienced broker would help you understand the best options and find the lowest rates. That's our job!