Can My Girlfriend Be Added To My Health Insurance In Colorado?

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   Fred Adams

   The HSA Expert, Health Revival, Athens, GA

   No, Colorado does not require health insurance companies to allow someone to join an insurance policy just because they are in a relationship.  However, your girlfriend can purchase a policy on her own,  and you could help pay the premiums if you would like. Ultimately, in the vast majority of cases, the cost of her coverage would the same whether she was added to your policy or if you purchased the exact same plan for her individually.  In that regard, there really would not be any advantage at all to adding her to your plan.

   Answered on April 12, 2014

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