1. 165 POINTS
    Shane Burt
    President/Senior Insurance Exec., Mid-American Insurance Associates, Olathe, KS
    The exact price depends on what state and county you are living in, but your cheapest option other than the fine, will be a catastrophic plan. Catastrophic plans carry high deductible and out of pocket expenses, but is the lowest level and cheapest insurance option available. I highly recommend you find a local licensed and certified health insurance broker that can shop around for you, for both plans inside and outside of the new exchanges. They will also be able to advise and assist you with premium assistance applications to help pay for the insurance. Plus they can save you the time and headache of trying to get on the glitchy government website yourself, and getting frustrated. And the bonus, their service doesn't cost you anything, so why not use an agent or broker!!! But, don't get to stressed yet, you have until March 31st, 2014 to shop around and purchase a plan, to avoid the penalty.
    Answered on October 25, 2013
  2. 5527 POINTS
    Marlin McKelvy
    President, Consumer Directed Benefit Solutions, Memphis, Tennessee
    The answer to your question will depend upon your state of residence, perhaps upon the region in a state within which you live, your exact date of birth, whether or not you use tobacco products, and your projected 2014 income level (regarding eligibility for individual premium subsides) among other things.  As you can see, buying health insurance has, in some ways, become more complicated than ever before.  Find a qualified health insurance broker who understands your needs and your local marketplace before your purchase health insurance.  It doesn't cost you any more and if provides you with needed guidance.
    Answered on May 18, 2014
  3. 1450 POINTS
    Fred Adams
    The HSA Expert, Health Revival, Athens, GA
    The amount you will pay for premiums will vary depending on much than just your age. Other factors include which policy you purchase, which state you reside in, and, oddly enough, how much money you estimate you will earn in the coming year. At this point in our history, your actual health no longer matters when it comes to the premiums you pay, your age, residence, income, and policy chosen are the only factors that will determine your premium.
    Answered on August 17, 2014
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