Why To Have Disability Insurance?
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63333 POINTSview profilePeggy MaceMost of the U.S.The reason for having Disability Insurance is to provide for yourself and your family if you were to become disabled and unable to work. Most disabilities only last a few weeks to months, but some disabilities can last years or are permanent. Having income coming in during that time is an important benefit of disability insurance.Answered on October 1, 2013flag this answer
1330 POINTSview profileMark TaylorLicensed Life Agent, Life and Finance/ 50 States, New YorkDisability insurance is important because more people are injured on the job at record numbers. Disability Insurance will replace income when the worker cannot perform living functions or their daily work routine. In other words they can't work and bring home income in order to pay living expenses. Workers Comp will pay only if employee is injured on job but an individual policy will pay for on and off the job inquiries.Answered on February 10, 2014flag this answer
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