Why purchase Disability Insurance? To replace part of your income in case you become disabled. Not everyone has the income or need to purchase Disability Insurance. You may be getting it from your employer already. Or perhaps your wages and assets are low enough that you would be better off going on Social Security or SSI if you suffered a permanent disability.
For most workers, however, having Disability Insurance is a necessity as most families cannot get along without one income.
.JPG){kind=avatar}
For most workers, however, having Disability Insurance is a necessity as most families cannot get along without one income.