Why Have Long Term Disability Insurance?
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaSocial Security Disability Insurance may help some, but not anywhere close to your annual compensation. Your employer may have short term disability insurance inside the company’s employee group benefit plan. That can help, but only as a supplement. Most Americans have 90 days in cash reserves for household expenses. And the odds of experiencing a disability over your working life time are surprisingly high. The average time spent on full disability is 30 months. Depending on your gender, age, smoking status and health condition, you may need to pay 5 to 8% of your compensation to purchase ling term disability insurance.Answered on June 10, 2013+01+1 this answer
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