Why Get Short Term Disability Insurance?

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   Steve Savant

   Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona

   Social Security disability benefits can generate some income during a prolonged sickness and/or recovery from an injury. Some employer group plans also offer short term disability. But if your employer doesn't offer disability benefits, then most advisers recommend having at least short term disability insurance if you can't afford long term disability premiums.

   Answered on September 10, 2013

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