Why Do People Need Disability Insurance?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WITo financially protect yourself and your family. No one expects to get injured or not be able to work, but things happen. Having disability insurance will provide you and your family money when you need it most if you experience a covered loss. Please contact a local agent to find out what coverage and exclusions that he/she has available with the carriers that they work with.Answered on May 22, 2013flag this answer
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaThis is an import question that every consumer should and take seriously. Disability insurance is fundamentally paycheck protection. The odds of you experiencing a disability, lasting at least 30 months, is statistically and substantially higher than dying. All your domestic expenses and future obligations are predicated on your earning ability. It’s that important! Buying term life insurance and spending the difference on disability insurance is a foundational part of defensive planning.Answered on May 22, 2013+01+1 this answer
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63333 POINTSview profilePeggy MaceMost of the U.S.People need Disability Insurance to replace part of their income if they were to become temporarily or permanently disabled. Some causes of disability are back injury, chemotherapy treatments, staph infection, etc. Becoming disabled for any period of time can be stressful, scary, and expensive. Losing one's income at the same time can be devastating. Disability Insurance provides financial support that can also lessen the emotional and physical impact of this experience.Answered on September 27, 2013flag this answer
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