Who Should Get Disability Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Anyone who would not be able to get along without the income from their job for over 3 months should have Long Term Disability Insurance. That is the type of policy that will protect you and your dependents from being devastated by a new, long term or permanent disability, and the resulting loss of income.
    Answered on August 11, 2013
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  2. 10968 POINTS
    Tim Wilhoit
    Owner, Your Friend 4 Life, Brentwood TN
    The ideal person that needs disability insurance is the person that's most valuable asset is their ability to earn a living. If someone needs a steady paycheck in order to pay their normal living expenses, this is a prime candidate for disability insurance. You are 8 times more likely to become disabled from an injury or illness than to die.
    Answered on October 13, 2014
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