Who Should Buy Short Term Disability Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    If you and/or your family would be in trouble if you were to be off work for a week or more, you should buy Short Term Disability Insurance. If you have little to no sick leave at your place of employment, you may want to buy Short Term Disability Insurance. Unlike Long Term Disability Insurance that has a waiting period before you can collect on it, STDI will pay within days. So any family that relies on one salary to pay important bills without reserves to pay them should consider purchasing this type of coverage.
    Answered on June 9, 2013
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