The state insurance commissioner regulates Disability Insurance. Therefore, even though an insurance company may offer Disability Insurance in one state and meet the regulations for that state, they might have to satisfy additional regulations to offer their DI in another state.
Group Disabled Insurance is governed by ERISA, the Employee Retirement Income Security Act. However, the companies that offer the coverage are still regulated by the State.
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Group Disabled Insurance is governed by ERISA, the Employee Retirement Income Security Act. However, the companies that offer the coverage are still regulated by the State.