Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
Disability insurance is a complex morbidity product priced on the basis of your personal medical and behavioral information and annual compensation. Your age, gender, smoking status, health history and current medical condition play a role in the underwriting decision and ultimately the price tag. Behavioral items like motor vehicle violations, vocational hazards and recreational activities also contribute to the premium you'll pay for coverage. One of the leading disability companies is the Standard.
If 5 different people got disability insurance in Arizona, chances are they would end up with 5 different companies. There are some plans that are best for physicians, some are best for laborers, some for self employed persons. This is in addition to the difference in price for persons of different ages and health, and looking for different features in the policy.
To find the best disability insurance premium in Arizona for you, it is best to talk to a broker who really knows his/her stuff. You will end up with the right plan and may save money over going with what you thought was the best company in the state.
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To find the best disability insurance premium in Arizona for you, it is best to talk to a broker who really knows his/her stuff. You will end up with the right plan and may save money over going with what you thought was the best company in the state.