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    David RacichPRO
    Fountain Hills, Arizona
    There are basically three distribution channels that sell disability insurance: Career, brokerage and carrier direct. Carrier direct and career distribution generally promotes its own manufactured proprietary product line. Brokerage distribution generally carries the more competitive disability insurance products and maintains a relatively neutral sales position, i.e. best company for the client.
      
    Answered on July 4, 2013
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