1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    In the late 19th century "accident insurance" became available, but it did not operate like our current "accidental death insurance". Instead, it operated more like our disability insurance does today. Mutual of Omaha was founded in 1909 and their first policy sold was Disability Insurance. So it is safe to say that Disability Insurance was created over 100 years ago, although I do not know the exact date.
    Answered on June 28, 2013
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