You should stop paying for disability insurance once you have enough savings to pay all your ongoing bills without an income. These bills might include your mortgage, real estate taxes, car payments, credit card debt, insurance premiums, groceries, utilities, and more.
Many people never reach this point. They live check to check with little savings. The premiums for the policy may put a dent in your lifestyle, but you never know about tomorrow.
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Many people never reach this point. They live check to check with little savings. The premiums for the policy may put a dent in your lifestyle, but you never know about tomorrow.